Cov Nqi Uas Koj Xav Tsis Txhob Muaj Tiag ... Tab sis Yog

Kev sib tham. Ib txhia nyiam kev xyiv fab ntawm nws thaum lwm tus neeg zam txhua yam nqi. Tsis hais tas los ntawm qhov kawg ntawm lub spectrum peb poob, muaj qee yam nuj nqis peb yuav xav tias tsis muaj negotiable, thiab vim li ntawd, peb tsis lees paub tus nqi uas tau thov tsis tau xav txog kev sib tw nyuab.

Tab sis txhua yam yog negotiable-txhua yam. Thiab yog tias koj tsis tau sim mus sib hais tag nrho koj cov nuj nqis ces koj tau tawm hauv cov nyiaj ntawm lub rooj-koj cov nyiaj.

Ntawm no yog saib ntawm qee qhov kev siv nyiaj uas koj xav hais tias tsis sib ceg tab sis yog.

Xauj tsev

Nws yog feem ntau yog xav tias tus nqi ntawm ib qho xauj tsev yog dab tsi nws yog. Tab sis ntau tus tswv tsev yeej kam ua kom haum rau me ntsis. Qhov no tuaj yeem ua tiav los ntawm tsuas yog nug seb lawv puas kam txais qis dua los sis muab ib yam dab tsi rau hauv kev sib pauv rau cov nqi them txhua hli.

Piv txwv li, koj tuaj yeem xa prepay ob peb lub hlis ntawm nqi xauj tsev. Robert R., 26, ntawm Connecticut tau ua qhov haujlwm zoo. Nws muab rau lub hli xauj tsev rau nws chav tsev nyob pem taub hau hauv kev sib pauv rau 8 feem pua ​​ntawm cov nyiaj hli. Tsis tas li ntawd, tus tswv tsev tau zam lub tshuav nyiaj pov thaiv.

Koj tuaj yeem siv rau ntawm kev saib xyuas nyom los yog lwm yam kev kho. Kylie Travers ntawm Thrifty Issue, hais tias, "Raws li tus tswv tsev, kuv tus neeg xauj thov kom qeeb lub sij hawm ntev dua ob peb xyoos nrog nqi xauj tsev, thiab lawv yuav tsum rov qab rau hauv tsev, txhim kho chav dej thiab qhov chaw ua si hauv lub vaj."

Cov tswv tsev txais tos qhov koj ruaj khov nyob rau hauv prepaying xauj los yog kev pabcuam los ntawm cov haujlwm ua haujlwm, yog li feem ntau yuav kam hloov kho rau koj cov nyiaj them txhua hli.

Kev Kho Mob thiab Kws Kho Hniav

Muaj ib qho kev kho mob loj los sis kho hniav? Ua ntej koj them nyiaj, nug seb qhov nqi yog sib txuam. Ntau tus kws kho mob, cov kws kho hniav, thiab cov tsev kho mob yuav tawg tawm feem pua ​​ntawm koj daim nqi yog tias koj them nyiaj hauv ib qho tshuaj txhaj, nrog nyiaj ntsuab, los yog hauv ib lub sijhawm teev tseg.

Qhov no txhais tau hais tias qhov txuag tseem ceeb.

Donna Freedman, tus sau phau ntawv hu ua "Your Playbook For Tough Times," tau txais $ 1,222 ib daim nqi kho mob mus txog $ 846, 31 feem pua ​​ntawm cov nyiaj, los ntawm kev thov nws tus kws kho hniav kom tsim nyog tau txais kev pab luv nqi (uas yog tus zov me nyuam hauv nws lub xeev Alaska tsis tas yuav tsum muab), thiab them nyiaj nrog ib daim tshev es tsis txhob siv daim credit card.

Kylie Travers kuj tau txo nws cov nqi kho mob ho. "Hauv xyoo 2015 kuv xav tau ntau lub phais. Kuv tau sib tham nrog kuv tus kws phais neeg, yog li ntawd tsis muaj nqi them rau kuv, thiab nws txais cov nqi ntawm kuv cov ntawv kho mob. Kuv tau hloov tus kws kho mob los tham txog cov kev xaiv, thiab lawv tau tshem tawm cov nqi tag nrho, txuag kuv $ 900. "

Vim tias muaj coob tus neeg mob nyob rau hauv lawv cov nqi kho mob, kev sib khom koj cov nqi muab ib qho kev yeej-yeej nyiam. Feem ntau cov neeg zov me nyuam nyiam ua hauj lwm nrog koj vim nws lav them lawv.

Pib Kho

Pib lub khw muag khoom noj khoom haus ua rau twm nyiaj-tshwj xeeb tshaj yog cov tsheb lag luam lossis kev kho cov kev txhim kho hauv lub teb chaws, yog li pib muaj qhov chaw qiv hauv lawv hais dab tsi.

Bobby Lee ntawm 2 Feebtaw Nyiaj Txiag, nws hais tias nws tau ua zoo rau hauv nws cov nqi kho tsheb. "Cov neeg ua hauj lwm muab kev pabcuam feem ntau tau muab txoj kev pov ntawv tawm suab pov rau hauv cov kev pabcuam tiv thaiv ntxiv dawb kom thiaj li kaw qhov muag.

Yog tias tsis tau, qee qhov feem ntau yuav ntxiv ib daim coupon los sis nce qib kom txo tau koj cov nqi kho mob tag nrho. "

Txawm hais tias koj tau txais cov kev tu xyuas txhua hnub los yog kev ua hauj lwm loj, tsuas nug tus kws kho dua, "Koj puas ua tau zoo dua?" Koj yuav pom tau tias ntau lub tsev kho mob yuav ua haujlwm nrog koj.

Cov paj laum

Xav tias tus paj laum hauv koj daim yuaj qiv nyiaj yog teev hauv pob zeb? Hu xov tooj ceev ceev rau koj lub lag luam qiv nyiaj tsuas yog ua rau qis dua.

Eric H., 33, ntawm Connecticut tau txo nws cov paj laum siab hauv nws daim ntawv nrog ib qho kev hu thiab txo nws cov nyiaj them qis tshaj li ntawm $ 80.

Kev pab nyiaj txais rau menyuam kawm ntawv feem ntau yog txo qis ib nrab feem pua ​​yog tias koj them koj cov nuj nqis rau kev them nqi. Qhov no sawv cev rau cov nyiaj qiv nyiaj dua lub neej ntawm qhov nyiaj txais.

Txhua yam yog Negotiable

Koj cov qhab-nees, qhov tseeb, yuav txawv rau txhua qhov teebmeem, raws li koj tsuas sib tham tau kom ntau los yog kom deb li deb ntawm lwm tog neeg.

Tab sis ua kom muaj kev sim. Tej zaum koj yuav xav tsis thoob los ntawm koj qhov kev tshwm sim, thiab qhov phem tshaj plaws uas tuaj yeem tshwm sim yog cov lus teb tsis muaj.

Txais mantra tias txhua yam yog negotiable. Mus kom ze koj cov kev siv nyiaj, thiab koj yuav tsis them nyiaj ntau tshaj qhov koj tau ua.