Coj Saib Xyuas Koj Cov Nyiaj Siv Tseem Ceeb
- Teeb meem: Ib qho yooj yim
- Lub Sij Hawm Xav Tau: 1-2 teev
Ntawm no yog yuav ua li cas Ua Ib Daim Nyiaj Pob Nyiaj Bare
1. Ntaus koj cov nqi siv tam sim no. Suav txhua yam ntawm koj cov nyiaj txais rau koj lub khob thaum sawv ntxov.
2. Hla tawm tag nrho cov nuj nqis uas tsis tseem ceeb. Tej yam zoo li cable TV, chav noj mov, thiab kev mus ncig xyuas ntxiv mus rau lub khw yuav tsum tau mus.
- Dab Tsi Yog Dab Tsi Tus Txheej Txheem Bare Puas Yog thiab Tsis Txhob Muaj : Nrhiav kom paub tias qhov twg yog qhov tseem ceeb thiab qhov nuj nqis uas tsis yog qhov tseem ceeb. Nws yuav ua tau qhov muag!
- Sib Pauv Cov Nruab Nrab Xav thiab Xav Tau : Muaj ntau yam uas koj yeej muaj peev xwm ua tau yam tsis muaj, tsawg kawg txog thaum koj cov nyiaj txiag rov qab los.
3. Nqa tag nrho cov nqi seem txuas mus rau Daim Ntawv Qhia Pob Nyiaj Bare Pob Nyiaj Daim Ntawv
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Bare Pob Nyiaj siv Daim Phiaj Xwm | ||
Yam khoom | Bill Monthly | Hnub Them Nqi |
TSEV | ||
Mortgage los yog Xauj Tsev | $ | |
Thib Ob Lub Xoom | $ | |
Se thiab Insurance | $ | |
Kev kho vaj tse | $ | |
Koom Haum Pab Nyiaj | $ | |
COV LUAM | ||
Fais | $ | |
Roj los yog roj | $ | |
Dej thiab Dej Lim | $ | |
Xov Tooj (Qib Ib - Xauv Lawm lossis Txawb) | $ | |
TSHEB THAUJ MUS LOS | ||
Tsheb Them Nyiaj 1 | $ | |
Tsheb Them Nyiaj 2 | $ | |
Roj (min.) | $ | |
Tsheb Insurance | $ | |
Kev kho thiab Kho | $ | |
Lwm Cov Tsheb Thauj (cov laib, tsheb tav xis, nres tsheb, subway, tsheb npav) | $ | |
Kev txhim kho | ||
Kev Pov Hwm Lub Neej | $ | |
Kev tsis taus | $ | |
Kev Fajseeb Khomob | $ | |
THEM NQI | ||
Credit Card 1 | $ | |
Credit Card 2 | $ | |
Credit Card 3 | $ | |
Cov Nyiaj Txiag Rau Neeg Kawm Ntawv | $ | |
Lwm Cov Nyiaj Txiag | $ | |
KHOOM NOJ | ||
Khoom noj khoom haus (yam tsim nyog) | $ | |
TSEV NEEG TSIS TXAUS SIAB | ||
Hnub Care | $ | |
Kev Txhawb Menyuam Yaus | $ | |
Alimony | $ | |
Tsev kawm ntawv nqi kawm ntawv | $ | |
TUS KHEEJ CARE | ||
Cov plaub hau nqaij | $ | |
Tshuaj Kho Mob | $ | |
Toiletries | $ | |
Khaub ncaws (kev ua haujlwm tseem ceeb xwb) | $ | |
Cov tsiaj ntawv | ||
Khoom noj khoom haus | $ | |
Tu (vet, meds, miv litter, etc.) | $ | |
LWM YAM | ||
| Tu Khoom | $ | |
Sau ntawv: |
4. Tag nrho koj cov nuj nqis. Thaum koj tau sau txhua yam tseem ceeb thiab tshem tawm qhov tsis tseem ceeb, ntxiv tag nrho. Daim duab uas tau tshwm sim yog qhov tsawg kawg nkaus uas koj yuav tsum muaj sia nyob thiab nyob twj ywm ntawm koj cov nuj nqis.
Cov Tswv Yim rau Tsim Tsa Nyiaj Nruab Nrab
- Rau qhov siab tshaj plaws, ua ncaj ncees txog cov nuj nqis uas yuav tsum tau nyob thiab cov uas xav tau. Nws yog lub sij hawm los ntsuam xyuas seb koj puas yuav tsum tau muaj tsheb, yog tias koj tuaj yeem txo koj cov nyiaj xauj tsev lossis nqi tsev, thiab yog tias koj tuaj yeem txuag tau ntawm cov ntawv kho mob.
- Nco ntsoov txhawm rau tsim ib co nyiaj rau hauv koj qhov kev siv nyiaj rau kev npaj txhij txog ; lawv yuav qoob loo. Koj tseem yuav xav tau kev pabcuam thaum muaj xwm txheej ceev lossis nyiaj txiag ntxiv rau txhua lub hli.
- Nrhiav kev lom zem dawb kom tsis txhob muaj qhov tsis zoo thaum koj cov hnub nyug ntawm pob txha. Koj tuaj yeem tau txais cov phau ntawv thiab cov yeeb yaj kiab dawb los ntawm lub tsev qiv ntawv es tsis yuav lawv los yog mus ua yeeb yam. Nrhiav kev pabcuam dawb hauv zej zog kom txaus siab.
Saib Ntxiv: