Qhov tseeb Qab Khw Muag Khoom Muag

Consumer Savings lossis Cov Ntaub Ntawv Qhia Txog Cov Ntaub Ntawv?

Kev sib cav txog kev muag khoom noj khw muag khoom noj thiab cov txiaj ntsig ntawm kev koom tes hauv cov kev pab cuam no tau mus raws li lub tswv yim pib ua ntej. Cov lus nug loj, ntawm chav kawm, yog, tus neeg tau txais kev pab puas txuag los ntawm kev siv cov kev pabcuam no?

Muaj ntau cov kev tawm tswv yim pab pawg uas tawm tsam cov npav no yuav hais tsis yog, tab sis rau tus neeg tau txais kev pab khoom noj khoom haus thiab sib piv cov nqi them rau tus tswv cuab tsis yog tus tswv cuab, nws yeej pom tau tias lawv yog txuag los ntawm kev ua haujlwm hauv lub siab nyiam.

Nyuam qhuav tsis ntev los no NBC 10 Pab Neeg Ceeb Toom tau tshawb xyuas seb nws puas yog ib tug tswv cuab luv nqi lag luam hauv khw muag khoom tau zoo rau tus neeg tau txais kev pab los tsis yog.

Lawv muab cov nqi ntawm 6 lub khw muag khoom nyob hauv Pennsylvania, Delaware thiab New Jersey, peb tau luv nqi ntawv thiab peb tsis ua. Lawv muas feem ntau cov khoom npe ntawm txhua lub khw. Tom qab ntxiv rau ntxiv thiab rho tawm ntawm qhov kev xeem, lawv pom tias lawv tuaj tawm pheej yig dua hauv cov khw muag khoom tsis them nqi luv nqi $ 22.14.

Cov Nyiaj Txiag nyob qhov twg?

Yog tias koj nug cov thawj coj hauv lub lag luam, lawv yuav qhia koj txog lwm cov txiaj ntsig ntawm kev ua ib tus tswv cuab luv nqi xws li tus tswvcuab nkaus xwb lossis tus nqi them rov qab rau cov nyiaj tag nrho. Tab sis nyob rau hauv ib tsab xov xwm hauv Smart Money Magazine, kev ua lag luam thawj, David Diamond, ces Thawj Tswj Hwm ntawm Kev Lag Luam Ua Lag Luam rau Catalina Marketing, St. Petersburg, Fla., Lub tuam txhab ua haujlwm ntau cov kev pabcuam hauv tsev lojcuj, muaj qee qhov kev pom zoo rau cov kev qhia ua haujlwm thiab them rau lawv.

"Tag nrho cov taw tes yog muab cov khoom lag luam zoo tshaj plaws tshwj xeeb, thiab koj yuav tsum them rau qhov ntawd tawm ntawm ib yam dab tsi," David Campbell hais. "Nws siv los ua kom txhua tus tau txais Rice Krispies rau, hais tias, 79 xees tam sim no lawv muaj peev xwm rau leej twg rau 89 xees, tab sis cov neeg lag luam zoo tshaj plaws tau txais lawv rau 49 xees."

Cov ntawv pov thawj tiag yog nyob rau hauv lub khw muag khoom ntawm ib qho khoom piv rau MRSP (cov khw muag khoom muag tau pom zoo).

Koj puas tau pom tus viav vias nyob hauv tus nqi ntawm qhov MRSP nqi thiab qhov nqi koj them tuaj? Yog tias koj yog ib lub chaw luv nqi tsis txhob xav tsis thoob yog tias ib qho khoom siv MRSP tsawg dua tus nqi ntawm cov khw uas them nyiaj tab sis sib npaug li tus nqi uas koj tau txais daim yuaj txo nqi, them. Qhov no yog dab tsi feem ntau hu ua "padding" los ntawm khw muag khoom. Yeej nws yog ib qho kev xyaum ntawm kev dag zog ntawm ib yam khoom thiab tig ncig thiab muab nws rau ntawm tus nqi luv nqi, muab qhov muag pom ntawm nws thaum muag thaum lub sij hawm nws tsis yog.

Vim li cas cov khw muag khoom noj khoom haus mus rau cov teeb meem no nce cov nqi ntawm cov khoom kom nyiam cov neeg tau txais kev koom tes hauv cov kev pab cuam txo nqi?

Nws tuaj mus rau Privacy

Muaj ntau pab pawg neeg tawm tswv yim thoob plaws lub teb chaws yuav ceeb toom rau koj tias cov kev pab cuam no yog kev cuam tshuam ntawm kev ceev ntiag tug vim tias lub hom phiaj tiag tiag yog los saib xyuas cov khw muag khoom noj thiab seb lawv siv nyiaj npaum li cas. Koj puas xav kom koj lub khw muag khoom noj khoom haus kom paub tias koj haus dej haus cawv lossis ntau npaum li cas? Yam dab tsi uas koj nyiam tshaj txog kev yug me nyuam yuav yog? Dab tsi tshaj ntawm cov tshuaj txuam koj siv. Koj puas ntseeg tias cov ntaub ntawv no yuav tsis raug muag?

Kev xyaum ntawm segmentation yog ib qho me ntsis nyuab dua kom to taub, tiam sis qhov zoo tshaj yuav muaj qhov hais tias John Vanderlippe, hauv ib tsab xov xwm sau rau CASPIAN.com.

Hauv tsab xov xwm, nws tau kawm txog qhov kev xyaum siv cov khoom siv txo nqi muag khoom noj thiab cov chaw hauv ob peb lub tswv yim ntawm cov kev coj tsis ncaj los ntawm cov khw muag khoom noj thoob teb chaws. Nws kuj ceeb toom cov neeg siv ntawm kev xyaum ua haujlwm ntawm kev faib tawm.

"Txawm hais tias cov neeg tau txais kev pab tsis yog cov neeg los ntawm cov cuab yeej cuab tam los yog hauv chav kawm, cov nuj nqi yuav zoo li qub," John Vanderlippe hais tias, "Ntau dua li cov neeg laus tau tsom tawm los ntawm Wells Fargo rau cov tuam txhab nyiaj nce, muaj peev xwm tsawg kawg them nyiaj nce nqi yuav raug ntaus cov nyuaj tshaj plaws. "

Nws yog ib qho tseem ceeb kom paub txog tias peb tus kheej yog qhov muaj kev pheej hmoo txhua lub sij hawm uas peb kos npe rau cov kev pab cuam uas tuaj yeem taug qab peb siv.